Gold Loan

Gold is one of the most credible media for economy. From the starting of civilization, history is victim that gold has been best medium for the financial uses. Not only wearing the jewelry, the smart gold holders often use it for their deeds by exchanging it from money when it needs. So if you are a gold holder (available in any form), we offers you the safest place for your gold. We offer you to keep your gold at Satyam Enterprises and get the money on behalf of it. By doing this, you don't lose it but keep it in safe hands. You can release the same amount of your gold when your purpose would get completed.
So the Gold Loan is just few steps ahead of you, follow the following steps and formalities required to get a Gold Loan from us (it's very easy, just take the steps……)

The Document Required

• 5 Photographs
• Address Proof
• I.D Proof
• 2 Stamp Papers of Rs. 50/-in favor of applicant.
• Bank Statement of last six month.
• File charges

Types of Guarantors Requires

• Government Guarantor
• Private Limited Guarantor
• Property Guarantors

Documents Valid As Address Proof

The company accepts following document from the client side in the case of loan-

• Rashan Card
• Electricity Bill
• Mobile Bill
• Land Line Bill
• Passport
• Mool Niwas Patra
• House Tax Slip
• Water Bill
• Gas Bill etc

Documents Valid as I.D Proof

• PAN Card
• Voter Card
• Driving License
• Job certificate (at present) issued from company in which works
• College Identity Card, Etc.

Documents of Guarantors Required

• 5 Recent Photograph
• Address Proof
• I.D Proof
• Processing Fee (According to amount loan)
• Rate of Interest (R.O.I) 5% P.A
• E.M.I (according to tenure & amount of Loan)

In case of Government Guarantor and private Limited

• 2 months pay slip/ Bank pass book photocopy
• H.O.D & salary in charge signature along with his/her stamp on official undertaking Bond page no. X2 is a compulsory
• 6 stamp paper of Rs. 50/-in favor of Guarantor. With name, address, father name & city with Pin. No. (these must have a signature & Thumb impression and Public Notary)
• One photograph of each family member (above 18 years)(only in case of private limited guarantor)
• (Above mentioned Terms & Conditions may change from time to time as per firm/company policy without any prior information)

Terms & Conditions

1. Disbursement of loan will be subjected to the condition at the time of disbursement.
2. Final approval/section will be issued subject to fulfillment of existing terms & conditions of apply/search Report Compulsory.
3. Only 50% of net salary of Government Guarantor can be treated as EML.
4. Net salary of Government Guarantor must be doubled from the E.M.I of loanee, if salary of Government Guarantor is less than double, then amount will be reduced.
5. Advance E.M.I installment will be recovered from all the applicants/loanee, if applicant depositing their E.M.I without bouncing till completion of Loan. On demand, company can provide loan equal to double in future in case a single bouncing, this facility will not b applicable then.
6. Company will accept only those applicant & Guarantor whose age should be 18 to 60 years.
7. In case of Property Guarantor, the Property of any Blood relative will not be accepted.